As the Minister of State said himself, even the affordable purchase element of the Shanganagh scheme is about 15% of the overall project. We hear about the challenges with cost rental and concerns around mounting maintenance costs. Uncertain costs like that will, of course, upset mandarins in all the various Departments. The benefit of affordable purchase is that whatever discount or subsidy is given, the Government locks it in upfront. It goes to the homeowner, and is crystallised there and then and there is no lo…