I move amendment No. 1: In page 3, between lines 10 and 11, to insert the following: "Local authorities funding 2. A minimum of 20 per cent of the increased borrowing capacity shall be reserved for local authorities with populations under 150,000. The Housing Finance Agency shall consult with these authorities on a quarterly basis to identify priority housing needs and barriers to accessing finance. The funding shall be reviewed annually and be subject to approval from the Minister." This is a very short and reason…