I thank the Minister of State for coming to discuss this very important issue. Small businesses and retailers are the very heart, as he said, of our economy. They make up the majority of the businesses in our country, employing two thirds of our workforce. As the Minister of State mentioned, they are the lifeblood and part of the fabric of our towns and communities. they hold everything together. The headline or overarching message here today is resilience. If we consider what our SMEs have done in the past 15 or 2…