I wish to raise the impact of insurance on sports, community participation and voluntary activity. This is something that my colleague, Senator Nelson Murray, has raised and I will expand on it. Public liability insurance is not an abstract cost for sports clubs and community organisations. It affects whether training can happen; whether events can go ahead; whether volunteers can be supported; and whether facilities can open to the public. Recently, a small GAA club in east Galway had to find almost €7,000 to pay …