I am pleased to speak in support of the Social Welfare and Automatic Enrolment Retirement Savings System (Amendment) Bill 2025. The Bill introduces significant and welcome changes. It finalises the arrangements for the new automatic enrolment system, which will ensure that all employees have access to a pension, and also gives effect to the improvements set out in the budget. It is important to put the scale of that budget package on the record. In 2026, overall social protection expenditure will rise from roughly …